MASTERMONEY

Types of Transactions: You may use the card and PIN issued you to pay for purchases from merchants who have agreed to accept the card at point of sale (POS) terminals within the networks identified on your card and such other terminals as the Bank may designate from time to time.

Limitations on Frequency and Amount:
• You may purchase up to a maximum of $500.00 worth of goods and services per day, exclusive of ATM withdrawals.

Fees and Charges:
• We do not charge for any POS transactions.

Types of Transfers: You may use the point of sale/automated teller machine card and personal identification number (PIN) issued to you to initiate transactions at ATMs within the networks identified on your card and such other facilities as we may designate from time to time. At present you may use your card to (some of these services may not be available at all ATMs):
• Deposit funds to your checking account.
• Withdraw cash from your checking account.
• Deposit funds to your statement savings account.
• Withdraw cash from your statement savings account.
• Transfer funds between your checking and statement savings accounts.
• Obtain balance information on your deposit accounts.

Limitations on Frequency and Amount:
• You may make ten (10) cash withdrawals from ATMs per day.
• You may withdraw up to a maximum of $300.00 (if there are sufficient funds in your account) per day.
• For security purposes, there are limits on the frequency and amount of transfers you may make at ATMs.

Fees and Charges for ATM Transactions:
• We charge a fee of $1.00 for each ATM withdrawal originated at ATM locations outside of Perry County, PA.
• There is a Replacement Card Fee of $5.00 per card.