A convenient way to save for the holiday season, with a choice of either a coupon book or automatic transfer from another deposit account with our bank.

Rate Information: This account is an interest bearing account. The interest rate and annual percentage yield are included in the Rate Chart. The interest rate and annual percentage yield will not change for at least thirty (30) calendar days. We agree to give you thirty (30) days advance written notice prior to decreasing the rate. Interest begins to accrue on the business day you deposit noncash items (for example, checks), if received by 3:00 p.m. Interest will be credited to the account at maturity. If you close the account before interest is credited you will not receive the accrued interest. This account is typically open for a 50 week period. However, the term of the account may vary dependent on when the account is opened. At the end of the club account period, during the week of October 10th annually, the funds in the account will be mailed to you by check.

Limitations: You must deposit $1.00 to open this account. You may open this account starting in the first week of November, annually. If you open later in the year, you may need to make multiple deposits during the Club period to have made all 50 payments by the Club payout date. Payments may be made by coupon or automatic transfer from another deposit account with our bank. Your payments may be in any dollar amount, at the frequency of your choice. Preauthorized transfers are not allowed from this account. At the end of the Club period, this account will be at a zero balance and will automatically close. Should you wish to make withdrawals from this account prior to the maturity date, you must withdraw the entire balance and the account will be closed.

Account Fees: In the holiday spirit, there are no fees assessed for this account!!